The Ins and Outs of Insurance

Insurance can be extremely confusing and complicated. There are so many plans out there that offer so many different things. Chiropractic benefits tends to be offered with most plans if you get it through a workplace. Although the plan may have BENEFITS, this doesn't mean that there is COVERAGE, whether partial or full. The coverage for chiropractic care can vary.

This is where the terms copay, deductible and coinsurance come in. If you watch Dr. Sarah's video, it will explain more about how they are all different.

At our office we will ask for payment at the time of service. This includes copays, deductible allowed amounts, coinsurance and self-pay rates. Patients with deductible policies will be expected to pay the allowed amount at the time of service and will NOT be billed at a later date.

Currently our providers are in network with BlueCross BlueShield, Aetna and United Healthcare. If you have a different insurance company, please give our office a call and we can let you know what your options are. We also have self-pay rates for those without insurance.

Our staff works diligently to get as much information as possible about your policy, however confirmation will only be available once our office receives the processed claim. Please be patient as this process can take 10-30 days.

We also offer a complimentary verification of insurance benefits for each patient. Therefore, if you are interested in finding out what your plan will cover before scheduling an appointment, we can double check everything for you and call you back!

If you are interested in learning more, please give our office a call at 585-444-7325.

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